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Tuesday, December 8, 2009

Sales and Credit Cards... one cannot go without the other

It's almost the end of the year and Christmas is around the corner; so you must go shopping (pity!) to find the best deals in every store.
You start with a list, the one that you wrote twelve times already, trying to reduce its beneficiaries: "this aunt never gives me a present" (scratch), "it's that important to give a present to your godson?... christmas is not about gifts" (scratch), "my sister's always good to me, but her present are so lame, I'll give her a christmas card" (scratch)... you even managed to remove you husband's name from the list: "a glass set it's not a present for me, it's for the house!" (scratch).
So there's only your name on the list... and your best friend's... You-are-good!!
So you have a budget for thirty presents but only two people in the list; so you grab your bag, go to the biggest, fullest, best department store in the city (Bloomingdale's my fav!) and start eyeing for coupons, sales, discounts.
First you've got to go to the Customer Service department to get the discount pass for the day, then you realize they have a discount in the Shoes department but you need a card that are only giving away in the 7th floor... so off you go. There's a Redeeming Desk in the 5th floor for order above 200 dollars, so you go there, because you have a whole budget just for you and your BFF; which is way above 200 dollars; and don't forget the Beauty department with their gift bags and 10 dollar coupons; so it's been two hours and you only shopped for coupons and discounts and gift bags.
But, nothing can get in your mood that day (shopping is unstressful for women, go figure!) and you have only two beneficiaries in your list and lost of ideas! (and budget).
After endless scouting, choosing, picking, trying, discarting and finally satisfied, here you are, in front of the cashier, with you pile of things; and she start scanning the items... but wait! your coupons and discount cards are in your purse.
You drop everything on the counter and search for them.
Total amount: $863 (12 items)... not bad!!
- 10% discount + 25 dollars discount for every 150 dollars you spend + 15% discount if you apply for the member's credit card + a 20% discount only on the winter boots
Final amount: $598 (12 items)... loo and behold: you're still in budget!
Credit Card #1: $183
Credit Card #2: $348.90
Debit Card: $66.10
So, you get home, and your husband only sees the joint account expenses so he's thrilled because you bought all those things for $66.10!!
Ignorance is bliss...
At the end of the month, when the statements arrives, I suggest a bucket and some matches.
Minimum payment is glory!

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